Kathmandu – There has been some decline in deposit collection in banks and financial institutions since July. According to the latest data of Nepal Rastra Bank, the deposit collection in the banking system has reached 64 trillion 35 billion. According to the data of the Central Bank, 64 trillion 38 billion deposits were collected in the banking system on 9th July, 64 trillion 35 billion were collected on 10th July. According to that data, deposit collection has decreased by 3 billion in a day in the banking system.

Similarly, deposit collection from commercial banks also decreased by 2 billion at that time. Commercial banks collected 57 trillion 6 billion deposits on June 9 and collected 57 trillion 4 billion deposits on 10th. Likewise, at that time, the credit flow from banks and financial institutions remained stable. 51 trillion 40 billion was disbursed till Wednesday, and loans equivalent to the same amount were disbursed on Thursday.

During that period, credit flow from commercial banks has also remained stable. The commercial banks, which had provided loans of 45 trillion 47 billion till Wednesday, also provided loans of the same amount on Thursday. The data of Rashtra Bank showed that the average CD ratio also increased from 78.40 to 78.42 percent. Similarly, according to the data of the Central Bank, the inter-bank interest rate has been maintained at 3 percent.