If you’re looking to expand your business footprint in the UAE, Emirates Islamic Bank’s Commercial Property Finance is customized just for you. Delivering funding, along with flexibility, competitive pricing, and Shariah-compliant assurance.

Flexible Financing for Every Property Type

Whether you’re seeking to invest in office spaces, retail outlets, residential complexes, or industrial units, Emirates Islamic offers property financing under Ijara principles—perfectly aligned with both business needs and Islamic finance ethics. You can access up to AED 10 million, with financing of up to 60% of the property’s value, and choose a repayment term of up to 15 years. Quick pre-approvals and competitive profit rates ensure the process is both efficient and cost-effective, especially for properties in Dubai and Abu Dhabi.

Unlock Income Potential—Simply by Owning

One major benefit? Post-purchase rental opportunities. If your commercial property offers unused space, renting it out can become a passive revenue stream, helping boost your returns and increase the asset’s overall value.

Long-term Stability, Less Reliance on Renting

Owning your business property eliminates the unpredictability of rent hikes and lease renewals. That long-term ownership not only reduces overheads but also empowers strategic business expansion without worrying about rising rental costs.

Financial Planning with Flexibility

Repayment terms that stretch up to 15 years mean your business can maintain healthy cash flow. With flexible schedules and reliable approval timelines, you’ll have the freedom to prioritize growth, operations, and staffing without financial constraints.

Built on Trust and Principles

Under Ijara, the bank purchases the property and leases it to you—covering acquisition costs while shifting usage benefits your way. This Shariah-compliant structure ensures ethical financing without compromising profitability.