In a world where health is paramount, unexpected medical expenses can disrupt financial stability. Recognizing this, Sharjah Islamic Bank offers a tailored Medical Finance solution to ensure that health concerns don’t become financial burdens.

Core Advantages of Medical Finance

• High Financing Limits: Secure up to AED 2,500,000, covering a wide range of medical needs.
• Flexible Repayment Terms: Choose repayment tenures of up to 48 months, with the first installment deferred for 150 days, providing ample time to manage finances.
• Competitive Profit Rates: Benefit from low profit rates, making healthcare financing more affordable.
• Quick Approvals: Experience fast approval processes, ensuring timely access to funds when needed most.

Comprehensive Coverage

Sharjah Islamic Bank’s Medical Finance is designed to cover various medical expenses, including:

• Hospitalization Costs: Inpatient treatments and surgeries.
• Outpatient Treatments: Consultations, diagnostics, and therapies.
• Specialized Procedures: Treatments not typically covered by standard insurance policies.

Eligibility Criteria

To qualify for Medical Finance:

• Minimum Salary of AED 5,000.
• Applicants must be at least 21 years old and no older than 65 years at the time of loan maturity.
• Both salaried and self-employed individuals are eligible, with no salary transfer required.
• Required documents include a valid passport copy (with visa page for expatriates), salary certificate, Emirates ID copy, and a liability certificate if consolidating existing debts.

Shariah-Compliant Financing

Aligning with Islamic principles, Sharjah Islamic Bank structures its Medical Finance product to ensure ethical and transparent financing, providing peace of mind to customers.