Securing your dream vehicle should be straightforward and with Public Bank Berhad’s Vehicle Financing, it truly is. Whether you’re eyeing a new car or a second-hand ride, their hire-purchase solution offers flexible terms, strong financing, and extra peace of mind.

Flexible Financing, Tailored to Your Needs

Public Bank enables you to finance up to 90% of the vehicle’s value, with repayment periods stretching up to 108 months (9 years) for new or recent models. This high financing margin allows for manageable monthly installments and easier access to the vehicle you want.

Affordable for All: Old and New Vehicles

The bank’s financing terms adapt to the vehicle’s age. For passenger vehicles up to 9–10 years old, you can still secure up to 90% finance, though the repayment term adjusts accordingly. Commercial vehicle applicants enjoy financing as high as 85% with tenures up to 84 months, depending on weight and age categories.

Quick Approvals, Seamless Repayments

Public Bank emphasizes a hassle-free application process with competitive interest rates, fast approvals, and flexible repayment plans. Managing payments is easy too choose from multiple delivery channels or visit any branch, HP Centre, or HP Hub to settle installments or manage motor insurance and road tax renewals.

Protection That Puts You First

Worried about unexpected setbacks? Their Hire Purchase Decreasing Term Assurance (HPDTA) steps in insured by AIA Bhd to cover outstanding financing in cases like death or permanent disability. This ensures your loved ones aren’t burdened by remaining payments and offers coverage with just a one-time premium.