“LenDenClub Attains Significant Growth via Strategic Expansion and Innovation”

“LenDenClub Attains Significant Growth via Strategic Expansion and Innovation”

Banking News

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LenDenClub, a prominent entity in India’s peer-to-peer (P2P) lending sector, has exhibited remarkable financial success in fiscal year 2025 (FY25). The firm announced a consolidated net profit of ₹34 crore, a substantial turnaround from a ₹14 crore loss in FY24, highlighting the success of its strategic initiatives and operational efficiencies.

Financial Highlights:

  • Revenue Growth: LenDenClub’s revenue surged by 28%, attaining ₹236 crore in FY25, up from ₹185 crore in the preceding fiscal year. This expansion signifies the company’s increasing market presence and varied service offerings.
  • Profitability: The ₹34 crore net profit is a noteworthy accomplishment that shows better financial health and the effective implementation of cost-control strategies.
  • EBITDA Performance: The company’s EBITDA (earnings before interest, taxes, depreciation, and amortization) of ₹50 crore demonstrated excellent operational performance and effective resource management.

By expanding into the Loan Service Provider (LSP) and Technology Service Provider (TSP) verticals, which currently account for 20% of total income, LenDenClub has systematically diversified its business over the last two years, moving beyond core P2P lending. In addition to reducing the risks brought on by shifting regulations and market volatility, this diversity sets up the business for long-term, sustainable development.

LenDenClub’s influence goes beyond financial achievement. The platform has facilitated over ₹16,000 crore in credit disbursals, benefiting over 3 crore registered customers. This has significantly improved financial inclusion and made credit available to underserved areas of the population. LenDenClub continues to improve its credit evaluation methods and customer service standards by integrating technology and data-driven insights, assuring lending solutions that are transparent, efficient, and reliable.

Looking ahead, the firm hopes to further democratize credit access while fostering innovation and collaboration within the financial ecosystem. Leadership emphasizes the role of technology and strategic diversification in driving sustainable growth and catering value to both customers and stakeholders. LenDenClub’s FY25 achievement not only reinforces its position as a market leader but also sets a benchmark for operational excellence, financial resilience, and inclusive growth in India’s P2P lending sector.