Every big moment, from weddings and home makeovers to new ventures or emergencies deserves a seamless financial liftoff. CIMB Singapore’s Digital Personal Loan is that launchpad, offering agility, clarity, and empowerment without the fuss.

Seamless, No-Fuss Access

CIMB’s personal loan gives you the freedom to apply online via MyInfo, with instant approval and immediate cash disbursement to your PayNow-linked bank account. No need for a CIMB account, no downloaded apps. It’s convenient at your fingertips. 

Affordable & Transparent Rates

Borrow smart with rates starting from 1.86% per annum (EIR from 3.56%), alongside zero processing fees and no early repayment penalties you can settle early without being charged. Plus, enjoy up to 0.30% interest rebate capped at S$1,000 when you apply online during promos. 

Flexible Borrowing Designed for You

Customize your loan to match your life:

• Borrow up to 8× your monthly income (for incomes above S$120,000),
• Choose tenure between 1–5 years for financial ease,
• Loan amounts from S$2,000 up to S$200,000, subject to approval. 

Why It Stands Out

• Funds land in your account immediately post-approval. 
• No hidden fees or complicated prerequisites; everything is clearly laid out. 
• Early settlement options, generous borrowing limits, and tailored tenure let you be in control.