Patients of Blue Cross Hospital can now convert hospital bills above Rs. 5,000 into interest-free 3-18 month monthly installments through the ONE BNPL platform instantly, over the counter, with zero paperwork.

Fintara Solutions Pvt. Ltd., the company behind Nepal’s pioneering digital EMI aggregation platform ONE BNPL, has signed a Memorandum of Understanding (MOU) with Blue Cross Hospital, one of Kathmandu’s most trusted multi-specialty healthcare institutions. This strategic alliance enables credit cardholders of ONE BNPL’s partner banks to convert their hospital payments into interest-free monthly installments instantly, over the counter, with zero paperwork.

A Healthcare-Fintech Alliance to Ease Patient Financial Burden

Under this MOU, patients visiting Blue Cross Hospital who hold credit cards issued by any of ONE BNPL’s nine partner banks can seamlessly convert their eligible hospital bills of Rs. 5,000 and above into interest-free installment plans ranging from 3 to 18 months. The entire process is digital, instant, and requires no documentation or manual approval. The experience mirrors the simplicity of a routine credit card purchase at any retail outlet.

This collaboration is designed to address a pressing challenge faced by patients: the financial barrier to accessing quality healthcare. By allowing installment payments at zero interest, Fintara Solutions and Blue Cross Hospital are collectively working to ensure that cost is no longer a deterrent to seeking timely medical attention.

Key Highlights of the MOU

• 0% interest EMI conversion on hospital bills of Rs. 5,000 and above
• Flexible tenure options: 3, 6, 9, 12, 15, 18 months
• Eligible for credit cardholders of all ONE BNPL partner banks
• Instant, over-the-counter EMI Conversion no paperwork, no waiting
• Seamless digital experience through the ONE BNPL platform
• Applicable for medical services at Blue Cross Hospital, Tripureshwor, Kathmandu.

About ONE BNPL — Nepal’s Digital EMI Aggregation Platform

ONE BNPL is Nepal’s first and most comprehensive digital EMI aggregation platform, facilitating seamless credit card-based EMI transactions for consumers across a wide range of purchase categories. With a growing network of 9 partner banks and over 100+ partner merchants, ONE BNPL brings the convenience of flexible, interest-free purchasing to everyday Nepali consumers.

ONE BNPL Partner Banks:

Global IME Bank, Siddhartha Bank, Sanima Bank, Kumari Bank, Citizens Int’l Bank, Prabhu Bank, NMB Bank, and coming more.

The platform’s merchant network spans diverse segments including Healthcare, Resorts & Hospitality, Retail Outlets, Mobile Brands, and Tech Gadgets, offering EMI plans from 3 to 18 months. Blue Cross Hospital joins this ecosystem as a marquee healthcare partner, further expanding ONE BNPL’s footprint in the health and wellness segment.

About Blue Cross Hospital

Blue Cross Hospital (BCH), established in 1991 and located at Tripureshwor in the heart of Kathmandu, is one of Nepal’s leading private multi-specialty tertiary healthcare institutions. With over three decades of service, BCH has built a reputation for delivering modern, high-quality, and affordable healthcare.

BCH is a 50-bedded hospital equipped with an ICU with ventilators, NICU-PICU, a modern Operation Theatre with laparoscopic, endourological, and orthopedic surgical capabilities, and a full-service emergency department. The hospital operates under the motto: “Participating in Nation’s Health with Safe, Standard and Satisfying Services.”

Consistent with its founding values, Blue Cross Hospital recognizes the financial burden that critical healthcare can place on patients and their families. This MOU reflects Blue Cross’s ongoing commitment to removing barriers to healthcare access and making quality treatment financially manageable for all.

Voices from the Signing

“This MOU with Blue Cross Hospital is a significant milestone for ONE BNPL and our partner banks. Healthcare expenses are often unplanned and urgent. By enabling instant, zero-interest EMI at the point of care, we are empowering patients to focus on recovery rather than the financial strain of their bill. This is fintech solving a real human problem.”

— Ashis k Sharma, Executive Director Fintara Solutions Pvt. Ltd. (ONE BNPL)

“At Blue Cross Hospital, our mission has always been to provide safe, standard, and satisfying healthcare to every patient who walks through our doors. We acknowledge that financial stress should never be a reason to delay or forgo essential medical care. Partnering with ONE BNPL through this MOU is a step towards bridging that gap and offering our patients the dignity and ease they deserve.”

— Dr. Prajwal Man Shrestha, Medical Director, Blue Cross Hospital

Looking Ahead

This collaboration between Fintara Solutions and Blue Cross Hospital represents a growing recognition across Nepal’s healthcare sector that financial access is inseparable from healthcare access. Fintara Solutions continues to expand its ONE BNPL network, with plans to onboard more hospitals, specialist clinics, and diagnostic centers in the coming months.

Cardholders of ONE BNPL partner banks are encouraged to inquire at the Blue Cross Hospital billing counter about availing interest-free EMI options on their next visit.