For many expats, owning a home in the UAE is more than just an investment; it’s a dream come true. With Emirates NBD’s Home Loan for Expatriates, that dream is closer than ever. Designed with expats in mind, this loan combines generous financing, flexible repayment, and quick approvals, making homeownership a seamless journey.

Why Choose Emirates NBD’s Expat Home Loan?

• Up to 80% financing of your property’s value, easing the burden of heavy down payments.
• The loan amounts up to AED 25 million or 84 times your salary, giving you the flexibility to choose the property that truly suits your lifestyle.
• Competitive interest rates starting from 2.14%, with both fixed and variable options tailored to your needs.

Easy Eligibility, Hassle-Free Process

Whether you are a salaried professional or a self-employed entrepreneur, Emirates NBD welcomes you. The basic requirements include:

• A minimum monthly salary of AED 15,000.
• Three years of UAE employment history (with at least one year in your current role).
• Age below 65 for salaried and 70 for self-employed applicants at loan maturity.

The documentation process is straightforward: just your passport, Emirates ID, visa, salary certificate, and bank statements. For business owners, company financials and trade licenses are required.

Benefits That Go Beyond Financing

• No application fees and free partial repayment of up to 20% annually—helping you save big over time.
• Fast approvals within 3–5 working days, so you don’t lose out on the property you love.
• Access to life and property insurance, ensuring your home and family are always protected.
• The option to apply jointly with a co-borrower, making it easier for families to invest together.

The Smart Choice for Expats

With transparent terms, customer-friendly policies, and flexible repayment options, Emirates NBD empowers expats to stop renting and start owning.

If you’ve been waiting for the right time to invest in your future, the time is now. With Emirates NBD’s Home Loan for Expatriates, your dream home in the UAE is within reach.